56,000,000 credit/debit cards are now compromised. I shopped there once between April and September and although they are saying that PIN numbers weren't hacked, you won't be liable, you can sign up for free credit monitoring for a year, blah blah blah I still went to my banking facility and got a new card and number. Check your records and if you shopped there, get a new card/number. Some banks are automatically doing it, or will be soon. I didn't want to wait or take any chances because although you aren't liable, it can still be a RPIA and cause you a lot of grief.
Home Depot hacking fallout(17 posts)
Posted on September 19, 2014 - 11:17 AM #
I shop there a lot and always use my card as a credit, I never use the PIN.
I'll take my chances and let the bank decide if I need a new card. They just made us change them about a month and a half ago for some other breech. It's a pain to have to go change where the card is on numerous websites. Invariably I will miss one and all of a sudden my email will stop working or my Sirius radio quits or some other thing that I missed!
It's looking better and better to not have a card at all and go to only using cash.Posted on September 19, 2014 - 11:37 AM #
Major credit cards have theft protection, and since you're not spending your money (until you pay the bill) credit card purchases are pretty secure.
Debit card use is where I draw the line when I can. The only time when I use my debit card is when they won't take my Discover card (the only credit card I have).Posted on September 19, 2014 - 01:45 PM #
I don't have any credit cards, thank God! I do run almost all purchases on my debit card as a "credit". That way you still get the Visa protection but there is no monthly bill or interest charges.
It still comes directly out of my checking account but it takes a couple days.Posted on September 19, 2014 - 02:04 PM #
I use cash for a lot of ordinary things that do not really require protection. I use credit for those that do. It is extremely difficultto get me to use debit. Makes almost no sense.
AMEX is fantastic about this kind of thing. I get a quick phone call when they think they see something going on, the service is good, protection top notch, and things like new cards happen next day FED EX. AMEX is not cheap, but it is extremely high value credit.
To me, that is what using credit is about. If there is a lot of value added, I'm quite happy to pay for it.Posted on September 19, 2014 - 03:56 PM #
I very rarely use my debit card to buy anything, and I know I never have at Home Depot. I'm sure I've used my credit card there a few times. I'll also let my credit card companies decide if they think I should get a new card. Two of my cards were automatically replaced in the last year, without explanation, perhaps due to similar issues.Posted on September 19, 2014 - 04:04 PM #
Say what you want about Bank of America but they phoned & emailed me within minutes of a recent attempted fraudulent charge from outside the US. The said the charge was blocked, but offered to issue me a new card anyway, which I said yes to. The new card has the "new to the US but not the rest of the world" embedded microchip as well as the usual mag stripe.
Perfect timing too since yes I had used the old card at Home Depot. :-/Posted on September 19, 2014 - 05:54 PM #
Much ado over nothing. Anyone here think they will win the lottery with a 1 in 56 million chance?Posted on September 19, 2014 - 07:55 PM #
The lottery is a tax on people who are bad in math.Posted on September 19, 2014 - 08:16 PM #
Gambling is the same thing. Give me the money and stay out of the money trap!Posted on September 19, 2014 - 08:30 PM #